free html5 templates

Tools to help you manage your money 

Instead of worrying about money, do something about it



The only software on the planet with everything you need to manage your money in private without budgeting or tracking expenses. This program is the easy way to handle your household finances like a pro. Learn more ...

"This program is amazing!"
Jonathan P., TN 



The digital tape adding machine that will never wear out. Comes with all of the money calculators found in myMoneyHandbook plus a depreciation calculator.
Learn more ...

"This is a fantastic program."
K.H. Stephens, CPA



Free software that is packed with calculators for creating custom debt payoff plans, a calculator for building special focus (timed) saving plans, tools for analyzing existing and contemplated loans and calculators for planning short and long term saving plans.

Click here to download

Money Worksheet

A free, simple pencil and paper based system for managing the everyday money that, on payday, you deposit into one checking account. No budgeting or tracking expenses. Click here to see the 3 page PDF document. To use the Money Worksheet, download the document and print.

Money Worksheet

Free custom debt planners

Use these planners when you are happy with how you handle your finances and just need a plan for getting out of debt. Click on the planner below that you want to use.

Custom payoff plan
Debt snowball

Or just wing it

3 for 3 challenge

As you know, you will find nothing on this website that is based on budgeting or tracking expenses. Those methods for managing money work well in businesses and governments, but, are unsuited for personal use.

What does work for managing personal income is very different. The 3 for 3 money challenge is a risk free way for you to find out the basics of what does work for household finances.

If you are up for it, take the challenge now. Then come back to find out more about the options that you will find here for doing something amazing with your money.

Paychecks are important. Paydays are not.

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