The finest everyday money management tool on the planet
You see and plan your future cash flow well before it happens
Paychecks are important. Paydays are not. When you get paid is set by the source of your income. For most of us, that means our employer. There is no standard schedule for paydays. Where you work determines when you get paid.
When bills are paid is universal. Business is normally conducted on a calendar basis. For us, that normally means that the bills we pay come due on a day in a month. In other words, regardless of when we get paid we have to pay our bills on a monthly schedule. This mismatch between paydays and monthly bill payments is one of the reasons people end up living paycheck to paycheck.
Your spending money can kill you. Living paycheck to paycheck usually means that when you get paid, you pay bills, make payments on credit cards and use whatever is left over for spending money. When spending money runs short, you use credit cards. This cycle means that each payday there is no money left over from the previous payday because your spending money is all ... well ... spent. Failure to control spending money is the main reason that you live paycheck to paycheck.
Breaking the habit. Kicking the habit of living paycheck to paycheck is done by (1) ignoring when you get paid, (2) controlling your spending money and (3) paying bills twice a month. Sounds simple, but, managing your everyday money this way means changing the way you've always been handling your money. And change, especially when the change involves breaking a long standing habit, is tough. When you start to use Income Companion it will feel odd enough that you will feel like quiting. If you are serious about taking control of your everyday money, however, you will stick with it. Continuing to use Income Companion will help you break out of the paycheck to paycheck habit. By the time your 60 day free trial period is over you will have an entirely new set of money habits that will actually work for you.
The next step is up to you. Your everyday money happens every day whether or not you are paying attention. Living paycheck to paycheck is easy, but, it's not paying attention. Using Income Companion is, at first, tough. But, by using Income Companion for the rest of your life as intended, you will be paying the attention to your everyday money that your future deserves.