Change forever how you view and manage your money
Plan your spending based on when you need your money vs when you get it
Design short and long term saving plans to meet your retirement goals.
Build custom payoff plans for any number of debts including high balance credit cards.
Create a set aside schedule to automatically build and maintain your emergency fund.
Automatically save a goal amount of money by a goal date to pay for known large expenses.
With your bills automatically scheduled for payment you will never forget.
Play "what if?" at any time with any part of your future spending plan.
Always know where you stand with income and spending planned a year in advance.
Have a long term spending plan that everyone understands and with which all agree.
The goal when getting started with myMoneyHandbook is to get ready to pay bills for the first time with the help of the program*. You do this by describing when you get paid (Plan Income page), deciding on your weekly allowance (Use Cash Allowance page), adding your bills (Plan Bills page) and describing how your credit cards work (Plan Credit cards page).
On the next date when myMoneyHandbook is scheduled to set aside your future allowance money (as shown on the Use Cash Allowance page), you initialize the balance in your hub account (Use Cash Hub account page), add all credit card activity that has happened since the last statement (Use Cash Charges page), and pay bills (Use Cash Pay bills page).
myMoneyHandbook is now live. You can expect to spend 4 to 5 hours each month keeping your information current, paying bills, creating short, long and timed saving plans, and planning how you will handle debt.
You can also play "what if?" at any time with anything to help you make good money choices.
myMoneyHandbook has changed our lives for the better. We can now see exactly where our money is going at a glance and set funds aside every month without a complete lifestyle change.
We never had a manageable way to keep a handle on
our finances and the impact of our choices. The picture that myMoneyHandbook creates helps us to make well informed and objective decisions.
I really love the ability to forecast out to plan. Compared to what
I was used to in terms of dwelling in the past of what was spent, I like the
future focus and pre-planning aspect of myMoneyHandbook!
Spend a couple of hours adding information about your everyday finances by following the short "Getting started" guide. Pay bills the first time and you are on your way. Use the rest of your free trial period exploring all the ways myMoneyHandbook can simplify meeting your monetary goals.