Advance plan

Before getting married

Combining finances when setting up a new household can be stressful. With money being one of the top ten reasons for divorce, being able to avoid any post-honeymoon financial shocks would be a real advantage for sustaining marital bliss. Toward such an ideal outcome, an engaged couple can pre-plan their combined finances using A Real Budget advance plan which has a start date of either their wedding day, or perhaps the day they return from their honeymoon.

To negotiate how they want their combined finances to work for the first year of their life together, before they walk down the aisle the couple works through the Getting Started guide, but do not pay bills for the first time. On the advance plan start date, the newlyweds:

Their combined budget space becomes the couple's ongoing household finances management tool.